The Credit Union offers a range of saving services at competitive yields. If you haven’t already started saving with the Credit Union, start today! We can help you achieve your goals. Use our convenient electronic services to deposit money safely to your accounts or to access your accounts at any time.

Share Savings Account

A Share Savings Account is the first account you will open with UFSFCU. You will be required to deposit $25 to establish membership, and as long as you maintain this balance you are eligible to participate in all other Credit Union products and services. UFSFCU’s Share Savings offers competitive dividends on balances of $100 or more.

Vacation and Holiday Club Accounts

Start saving today for that special getaway or to buy that special gift for someone special this Holiday season! Payroll Deduction is a great way to ensure the funds are there when you need them. You need as little as $5 to open a Vacation or Holiday Club Account. Earn a competitive dividend rate on any balance of $5 or more.

Share Draft/Checking Account

Our Share Draft Checking Account is your alternative to the high fees and services charges imposed by other financial institutions. You’ll appreciate the savings and convenience!

• Competitive dividend rate on balances of $200 or more
• Free standard checks for direct deposit and senior members
• No monthly service charge
• ATM/ VISA® check card access
• Overdraft protection
• Direct deposit/payroll deduction available
• Carbonless copy checks

Reorder checks safely and conveniently online. To reorder checks, please click on the link below.

Money Market Account

You can open a Money Market Account at the Credit Union for $2,000 and start earning a competitive dividend rate right away! As your balance increases the more you earn. You can access your funds through Call-24, our 24-hour telephone teller, or by making a withdrawal request at the Credit Union in person or through the mail. There is no limit on the number of in-person withdrawals. Additionally, you can make up to a total of six electronic withdrawals or transfers per month, including a maximum of three withdrawals by check.

Share Certificate Account(s)

We offer Share Certificate Accounts with a variety of terms ranging from 6 months to 60 months. The longer the term — the higher the yield! You can start investing in Credit Union Certificate Accounts for as little as $1,000. Ladder your maturity dates to match the timing of your financial goals. Staggering maturity dates ensures that you’ll have access to part of your funds within one-year and you’ll have the opportunity to reinvest in higher yield certificates should rates go up. Early withdrawal penalties apply. Refer to the account agreement for details.

Individual Retirement Accounts (IRAs)

The Credit Union offers a choice of a Traditional IRA or a Roth IRA for your retirement planning needs. Additionally, you can save for your children’s education by investing in a Coverdell Education Savings Account (ESA). We offer a variety of terms ranging from 6 months to 60 months. Early withdrawal penalties apply. Refer to the account agreement for details. For more information on the types of Retirement Accounts available click here.

Direct Deposit/ACH

It’s the safest way to deposit your net pay, social security, pension, or other recurring income into your Credit Union account(s). Your money is electronically transferred and immediately available every pay period.

Payroll Deduction

You can have a portion of your net pay deposited directly into your Credit Union account(s). It’s a great way to save and to make loan payments automatically.

Start taking advantage of these convenient electronic services today! To sign up, advise your Payroll Department or Social Security Administration office. You will be asked for the Credit Union’s Routing and Transit Number, which is: 2212-7873-4

Overdraft Protection

If you issue a draft (check) that exceeds your balance, we’ll cover the shortage up to six transfers per month at no cost to you by automatically transferring available funds. This way you can avoid being penalized by a non-sufficient fund (NSF) fee, which can be $30 or more at other financial institutions.