Rates and yields subject to change without notice. Deposits insured up to at least $250,000 by NCUA*.
*IRA's insured separately up to $250,000

APR=Annual Percentage Rate. APY=Annual Percentage Yield. Rounded to the Nearest Hundreth.
*Bonus APR and corresponding APY available on Certificate Terms of 24 Months or longer.

Prime Rate is 3.25%. Rates and APR are subject to change without notice. Loan Rates quoted are our lowest rates for qualified applicants and require automatic transfer of payment from a United Financial Services account (excludes VISA & Overdraft LOC). Without automatic payment add 0.25%. The actual interest rate offered will be based upon review of your credit report. We are an equal housing lender.

¹ Up to 100% NADA retail financing. 2007-2009 model years up to 60 months; 2003-2006 model years up to 48 months.

² Up to 72 months for new RVs/Boats over $25,000

³ Fixed Rate APR for maximum LTV up to 80%, LTV up to 85% add 0.50%

⁴ Home Equity Line of Credit: Initial APR for maximum LTV up to 80% may range from 4.00% to 10.00%; our initial APR will be based on a review of your credit application. For LTV up to 85% add 0.50%. This is an adjustable interest rate loan; the APR may change monthly and any change will be based upon the Wall Street Journal Prime Rate on the first day of the month. Minimum APR is 4.00% and maximum APR is 18%, plus or minus 2.0% yearly cap. Term:5 year draw period; minimum advance $500 and a 15 year repayment period. There are no closing costs or fees for NJ properties.