| IMPORTANT
CREDIT CARD INFORMATION |
ANNUAL
PERCENTAGE RATE (APR)
for Purchases |
9.90%
VISA® Gold.
13.99% VISA Classic
Your APR for Purchases is a Fixed Rate |
| Other
APRs |
VISA
Gold:
Balance Transfer APR: 9.90%
Cash Advance APR: 9.90%
VISA Classic:
Balance Transfer APR: 13.99%
Cash Advance APR: 13.99%
Your APR for Balance Transfers and Cash Advances is a Fixed Rate |
| Variable
Rate Information |
Not applicable
but the Credit Union reserves the right to change the interest rate
from time to time. |
| Grace
Period for Repayment of Purchases |
25 Days |
| Method
for Computing the Balances for Purchases |
Average Daily
Balance (including new purchases) |
| Annual
Fees |
None |
| Minimum
FINANCE CHARGE |
$0.00. Minimum
Monthly Payment is the greater of $25 or 3% of the outstanding balance. |
| Transaction
Fee for Purchases |
On purchases made outside of the United States, the fee is 1% of the converted transaction amount. |
| Cash
Advance Fee, Balance Transfer Fee, Late Payment Fee or Fee for Exceeding
the Credit Limit |
Cash Advance
Fee $0.00
Balance Transfer
Fee $0.00
Late Payment
Fee $25.00
Over the Credit
Limit Fee $25.00 |